Long-term care insurance
Protect your health and wealth with our powerful planning strategies.
The population of the United States is aging, leading to longer life expectancies. Many older adults require long-term care services to assist with everyday activities like bathing, dressing, and eating. However, long-term care isn't just for seniors; it's also crucial for individuals of any age with chronic illnesses or disabilities. At Lang Investment Services, we can help you navigate the complex landscape of long-term care and find the coverage that fits your needs.
Long-term care insurance provides a hedge against a decline in health sooner than expected. Long-term health services are usually sought due to chronic illness, disability or the increased level of support required in later years.
Lang Investment Services provides long-term care planning and long-term care insurance as an integral consideration of its recommended financial portfolio strategies. We assist you in navigating the complex considerations of long-term health services.
Our long-term care planning services include:
Needs assessment: We evaluate the level of care you may require based on factors including the severity of your illness or disability.
Level of care: We help you determine whether home care or specialized facilities, like nursing homes, are the best fit for your circumstances.
Financial planning: We guide you through the options available, including private insurance, government programs, and long-term care insurance, considering both cost and quality of care of all available options.
Choosing long-term service care is difficult and may spark challenging conversations, but planning is essential. Considering all the factors, you can make the best decision for you and your family.
These policies have exclusions and/or limitations. The cost and availability of Long Term Care insurance depend on factors such as age, health, and the type and amount of insurance purchased. As with most financial decisions, there are expenses associated with the purchase of Long Term Care insurance. Guarantees are based on the claims paying ability of the insurance company