Certified divorce financial analyst®
CDFA financial advisor support for complex divorce finances
How a CDFA financial advisor can help with divorce asset division
If you’re reading this, you may be in the middle of a divorce or contemplating one. While divorce lawyers can provide legal guidance, the division of assets often raises complex questions. How do you ensure that both parties have an equal opportunity to rebuild their lives after parting ways?
As a Certified Divorce Financial Analyst® (CDFA®), Matthew Lang takes a comprehensive look at your financial situation, considering the broader impact on both parties. Asset division is more intricate than merely splitting the total value of the assets in two. What about tax implications? How do the long-term prospects of investments factor in? What nuances within the financial landscape contribute to the bigger picture?
Our CDFA® financial advisor provides crucial support for both lawyers and clients when answering these questions.
What services does a Certified Divorce Financial Analyst® perform?
Evaluating short- and long-term impact: We identify the immediate and long-term consequences of dividing assets.
Analyzing tax implications: We consider the tax implications associated with various assets.
Assessing property viability: We help determine if you can afford to keep your matrimonial home.
Understanding insurance needs: We evaluate insurance requirements in the post-divorce scenario.
Forecasting inflation and investment returns: We project inflation rates and the potential returns on investments.
In addition to these services, a CDFA®:
Provides clients and lawyers with data that illustrates the financial impact of potential divorce settlements.
Can serve as an expert witness if the case goes to court, or in mediation and arbitration proceedings.
Possesses knowledge of tax issues relevant to divorce.
Has a solid understanding of the broader contextual issues associated with divorce planning.
Interviews clients to gather financial and expense data.
As a Certified Divorce Financial Analyst®, Matthew Lang provides objective, third-party insights with a focus on long-term value for both individuals. His expertise contributes to the fair distribution of divorce proceedings for all parties involved.
Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional.Frequently asked questions
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A Certified Divorce Financial Analyst®, or CDFA, is a financial professional trained to help evaluate financial issues related to divorce. This may include asset division, income needs, retirement accounts, tax considerations, insurance, housing decisions, and long-term financial planning.
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A CDFA financial advisor can help clients better understand the financial implications of divorce decisions. This may include reviewing settlement options, projecting future income needs, evaluating asset division scenarios, and helping clients prepare for financial life after divorce.
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A Certified Divorce Financial Analyst® can help analyze financial information and provide guidance, but asset division is ultimately determined through the legal divorce process. A CDFA does not replace an attorney and should be used alongside qualified legal counsel.
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A CDFA may help review retirement accounts, investment assets, real estate, insurance, income needs, debt, tax considerations, and future financial projections. The goal is to help clients understand how different decisions may affect their long-term financial position.
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It may be helpful to contact a Certified Divorce Financial Analyst® early in the divorce process, especially when significant assets, retirement accounts, business interests, or long-term support needs are involved. Early financial analysis may help clients approach negotiations with greater clarity.
Get financial clarity during a complex transition.
Reach out to discuss how Certified Divorce Financial Analyst® guidance may help you evaluate assets, income needs, and long-term financial decisions during divorce.