You open your bank statement and notice a string of small charges you barely remember signing up for—a streaming service you signed up for during the pandemic, the meditation app you downloaded during a stressful week, and a digital magazine subscription you haven’t read in months. When you added these on, each charge seemed minor. But over time, these subscriptions can add up.

Undoubtedly, being laid off from your job is one of life’s surprises. But take comfort in knowing there are accessible ways to get back on your feet and regain control of your finances.