Finding extra ways to save

Making small changes to your everyday decisions can help you find extra savings to sock away for your future! We hope these tips will inspire you to take action.

• Pack your own lunch—don’t eat out every day
  Eating lunch out can range from $4 to $15, but an average brown-bag lunch is just $4.

• Check cell phone plans
  Make the switch! Big cell phone companies constantly offer new and rebundled plans; check yours every six months for changes and possible savings.

• Keep your coffee—but order a medium instead of a large

• Don‘t give up your favorite morning ritual—just try downsizing and watch those pennies add up!

• Watch movies at home versus going to the theater
  If you‘re a movie buff, you can save oodles by waiting to watch new releases from home and making your own popcorn! If you just can’t wait, look for movie theater discounts (typically on Tuesdays).

• Use cash versus plastic for meals out
  People spend 12 percent to 18 percent more when using credit cards than when using cash. Researchers found the average fast-food purchase rose from $4.50 to $7 when customers used plastic instead of cash.